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Buying a property with us

Looking to purchase a property in Marbella? Kuck Real Estate offers unparalleled expertise in the area, an esteemed reputation within the industry, and a commitment to delivering intelligent solutions for our clients. We go above and beyond to provide an exceptional experience, offering support not only during the property buying process but also before and after.
At Kuck Real Estate, we take pride in our unwavering commitment to professionalism, knowledge, and dedication to our clients. We believe that every property purchase should be tailored to your unique lifestyle, and we take the time to understand your needs to deliver the best possible results.
Our experienced sales agent, Erika Kuck, is dedicated to guiding you every step of the way, ensuring that you make an informed decision that aligns with your lifestyle requirements. In addition to providing personalised service, we are committed to offering innovative strategies that will help you achieve your property buying or selling goals.
When you choose to buy a property with Kuck Real Estate, you will enjoy:
  • Our expertise in handling all necessary documentation and legal procedures for buying or selling a property.
  • Our team has comprehensive knowledge of the local real estate market and can provide you with valuable insights to make informed decisions.
  • We believe in transparency and honesty in pricing and negotiations, so you can trust us to get you the best deal.
  • We create tailored marketing campaigns to reach the right audience for your property, maximising your chances of a successful sale or purchase.
  • We collaborate with a network of leading companies to offer the largest portfolio of properties in the area, giving you access to a wide range of options to choose from.

Purchasing Process

At Kuck Real Estate, we understand that purchasing your dream home or making a savvy investment can be a complex process – especially if you’re acquiring a property in a foreign country like Spain. However, with the right team of experts by your side, the process can be made much smoother. That’s why we’re here to help guide you through every step of the purchasing process.
At Kuck Real Estate, we understand that purchasing your dream home or making a savvy investment can be a complex process – especially if you’re acquiring a property in a foreign country like Spain. However, with the right team of experts by your side, the process can be made much smoother. That’s why we’re here to help guide you through every step of the purchasing process:

Step 1: Contact a reputable lawyer

  • Once you’ve found the perfect property, the first step is to contact a reputable lawyer who specializes in real estate matters in Marbella and the surrounding Costa del Sol region.
  • The lawyer will help you obtain the Nota Simple, a document that outlines any outstanding debts associated with the property you’re interested in.
  • Your lawyer will ensure that the information in the Nota Simple matches the property’s characteristics before proceeding to the next step.

Step 2: Sign a pre-purchasing agreement

  • Assuming that everything checks out with the Nota Simple, you’ll move on to the signing of a pre-purchasing agreement, which grants you the right of reservation for the property.
  • You’ll typically be required to pay a deposit of 10% of the total amount (although this percentage may vary in certain circumstances).
  • It’s important to note that if you decide to back out of the deal, you’ll forfeit your deposit, whereas if the seller decides to cancel, they’ll be required to return your deposit in double the amount.

Step 3: Secure financing

  • Simultaneously with the signing of the pre-purchasing agreement, you’ll need to secure financing for the property.
  • The bank will conduct an individual valuation of the property based on the agreement, and the acquired loan will be based on that amount rather than the original selling price.
  • This process typically incurs a fee of €300 to €500, depending on the bank and other external factors.

Step 4: Transfer of ownership

  • The final step is the transfer of ownership, which will be certified by a notary.
  • Both parties will sign the agreement, and the process will be concluded.

Step 5: Additional considerations

  • Consider taxes on existing properties, which increase according to the property’s value, with a maximum tax rate of 10% for properties valued over €700,000.
  • Consider obtaining an NIE, a unique identification card required for anyone who wasn’t born in Spain. Register the property at the Property Registry.
  • Ensure that all necessary documents are in order before making a purchase, including a construction permit, first occupancy license, and property registration certificate.
  • Ask developers for a certificate from the Commercial Registry and details of any claims or lawsuits that might affect the property.
At Kuck Real Estate, we can guide you through each of these steps to ensure a smooth and successful purchase of your dream property in beautiful Marbella.

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